Invoice Financing
Invoice Financing in Kenya
Unlock cash tied up in unpaid invoices.
Ankara Loan is ZionRock’s invoice financing solution for businesses that have already delivered goods or services but are still waiting for payment. Instead of letting working capital remain trapped in receivables, this facility helps convert approved invoices into usable cash so the business can keep moving.
How Ankara Loan works
Why invoice financing matters
A profitable business can still face cash-flow stress when large customers pay late. Invoice financing helps close that timing gap without forcing the business to slow down, miss supplier obligations, or turn away new work.
When this facility makes sense
This page should speak most directly to:
- businesses supplying corporates
- businesses supplying public-sector or government-linked contracts
- SMEs with verified receivables and delayed payment cycles
- firms that need working cash without waiting for invoice settlement
Why ZionRock
The page should position ZionRock as a financing partner that understands how delayed payments can pressure otherwise healthy businesses. The tone should be commercially serious, not consumer-loan casual.
What you may need
A final checklist should be confirmed internally, but the page can safely indicate that businesses may need to provide:
- verified invoices
- documents supporting delivery or acceptance
- customer or contract details where required
- business identification and KYC documents
- financial or transaction records that support the request

Frequently asked questions
Do you finance every invoice?
No. The invoice must meet ZionRock’s review criteria, including verification and acceptability of the counterparty and transaction.
How much of the invoice can ZionRock advance?
Eligible businesses may access up to 70%–80% of approved invoice value.
When is the balance paid?
After the customer settles the invoice, the remaining balance is released less the agreed fees.
Who is this facility best for?
It is especially useful for businesses supplying corporates or government-related customers and dealing with delayed payment cycles.
Have cash tied up in approved invoices?
Unlock invoice cash flow or speak to a business advisor today.