Logbook Loans
Use the value in your vehicle without taking it off the road.
Motii Financing is ZionRock’s logbook loan solution for people who need access to capital and want a secured facility built around an asset they already own. If your vehicle is in your name and the documentation is in order, ZionRock can assess it and structure a facility around its value while you continue using the car under the agreed terms.
How Motii Financing works
You share your vehicle ownership details and supporting documents.
ZionRock reviews the documentation and assesses the vehicle.
Eligible borrowers may access up to 80% of the assessed vehicle value.
Where documents and valuation are in order, you may receive a credit decision in as little as 4 hours.
Once the facility is finalized, you continue using the vehicle while repaying over an agreed short- to medium-term schedule.
Why borrowers choose logbook loans
A logbook loan can help when timing matters and you already have an asset that can support the request. It is often a practical fit for emergency financing, urgent personal commitments, or a business capital injection that cannot wait for a slower funding cycle.
When this facility makes sense
This facility may suit you if:
- you need funding quickly
- you own a vehicle in your name
- you want a secured option instead of an unsecured facility
- you want to keep using your vehicle while repaying
Why ZionRock
ZionRock is building this product around clarity and control. That means a simple explanation of how the facility works, structured repayment expectations, and a lending process designed to help you understand the offer before you commit.
What you may need
This facility may suit you if:
- national ID or other identification documents
- KRA PIN
- original logbook or proof of ownership
- recent bank or mobile-money statements
- proof of income or repayment ability
- vehicle details needed for assessment
Frequently asked questions
Need quick access to capital without stepping away from your vehicle?
Check your vehicle eligibility or talk to a loan advisor today.